Home & Car Insurance

We’re the broker you’ve trusted to insure your home, cottage, car, and recreational vehicle for over 60 years!


Commercial Insurance

Trust your property, liability, and other business insurance needs to us and focus on operating your business.

Online Quoting

Get your next insurance quote from our brand new online quoting department, from the comfort of your own home, anywhere in Ontario!


Our Story

We’ve been in insurance for over 60 years! Read our story to learn how we got started.


Our Family

Meet the Nicol Insurance family–all 34 of us! Get to know your broker.

What is a Nicol Insurance Thinker?

It’s easy to spot a Nicol Insurance employee. Our approach is fresh and innovative. We’re young at heart and we prefer to ZIG while our competitors ZAG. Our clients deserve the best and who better to deliver it than someone who gets it? That’s what you should expect from the next best thing in the insurance industry!

Your Insurance Policy

Log In to Lifestyle 24!

Access your account when and where it is convenient for you.
Review your policy, request policy changes, and more.
All from your home computer or mobile device!


Over $5500 raised for the Canadian Cancer Society

On October 26, 2013 we participated in Battle in the Saddle Owen Sound. The event raised over $5500 this year and our team brought in $2675! Congratulations to everyone who participated and thank you for joining the fight against women’s cancers!

Thanks to Kristy, Bob, Rebecca, Emily, Steph, Denise, Rob, Ashley, Lisa, and Sophia for spending 1 hour each on the bike!

Click here to see more photos from the Battle in the Saddle on Facebook!


Insurance Fraud & Staged Accidents

July 21, 2014
We've all heard stories about automobile insurance premiums being…

Why did my Auto premium's not go down by 15%?

July 8, 2014
Everyone has heard the media reports about auto insurance rates in…

What is the difference between an Insurance Broker & Insurance Agent?

April 25, 2014
So you have all heard the terms Insurance Broker and Insurance…
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