Terri Ruhl

Hi! I’m Terri Ruhl, Personal Lines Account Manager at Nicol Insurance.

I grew up in Richmond Hill, and then my family and I moved a little north to Keswick where I spent my teenage and early adult years.

I started in the insurance industry right out of high school in 1989 as a customer service rep for the property claims department of a large insurance company.

My job title and location has changed over the years from CSR in Markham then in Calgary, on to being a claims adjuster in Toronto, to a Broker in Owen Sound. I even tried a couple other occupations along the way (transport driver, bus driver) but this is where I’m at my best, getting to know my clients and helping them decide what product best suits their lifestyle.

I have 2 beautiful daughters and we moved to the little hamlet of Clavering just over 10yrs ago. We have two dogs and two cats and can’t get enough of the peacefulness, open space and fresh air of Grey Bruce.